MMO Team Photo

First Home Buyers


First Home Buyer

Buying your first home can be daunting, particularly if you’re trying to work it all out on your own.

You’ve got to find the right property, negotiate a good price, find the right loan (one that actually meets your needs and isn’t just the first one suggested by the lender), get your finance approved, determine eligibility for the First Home Owners Grant, find a good solicitor, exchange on the property and prepare for settlement.

*Sigh*

And all this on top of packing up your furniture and actually moving in!

It’s our job to make things easier for you.  For the past 16 years, we’ve assisted thousands of clients purchase their first home and we’d love to help you too.

We can guide you through the process, answering all of your questions from exchange through to settlement (and even beyond that).

We will ensure you get the right home loan with the right interest rate and we will ensure you’re not paying more than you need to.  

We will ‘project manage’ everything for you – liaising with the lender, solicitor and the agent involved – to ensure everything runs as smoothly as possible and on time. 

Allowing MMO to help you with your first purchase will give you one less thing to worry about!

 

A First Home Buyer Success Story

Tim was referred to us from an existing client, after hearing how happy they were with our service.

When we initially spoke with Tim, he was typical of most first home buyers.  He wasn’t sure whether he should speak to us (or go directly to a bank); he didn’t know the difference between an exchange vs settlement; and he had no idea how much he could borrow.

We helped to change that.  We determined how much Tim could borrow, explained his home loan options and helped him buy his first home.

 

First Home Buyers review: MO’R MORTGAGE OPTIONS

Daniel was very helpful and approachable. His advice was tailored to my needs and was considered throughout. The initial contact and discussion of our options was excellent, from Pre-Approval stage right through to Settlement. Daniel provided great support to me as a first home buyer with all aspects of home buying process explained. He understood my requirements and gave advice that looked ‘long term’.
Tim

Karen was fantastic! As a first home buyer she made this whole process a lot less daunting than what I expected and got me a great deal. The loan options she presented me were well researched and suitable to my circumstances. Karen’s communication with me was great the whole way through.
Alexandria

Thank you so much Brendan for all your help purchasing our house. You were brilliant! You made the experience of buying our first house so pleasant and stress free. You went out of your way to help in any way, even doing our solicitors job when they weren’t doing it! You were very professional, informative but also light hearted and easy to get along with. We would not hesitate to recommend you. We will most certainly use you again in the future, you went above and beyond our expectations. Thankyou so much.
Murray & Sinead

Thanks so much for all your help, and your patience! We were reminiscing about coming in to your office with barely any savings – you set us on the right track and you have no idea how many times we’ve referred to that table you provided with deposit/interest/repayment details. You made the process really simple, so thanks!
Mads & Dylan

 

If you’re looking for more information, we’ve created a FREE First Home Buyers e-book for you – it’s packed with valuable tips for first home buyers.

Or, if you’re ready to get the ball rolling, give us a call.

 

What Happens When You Contact MO’R MORTGAGE OPTIONS

We’ll have an initial conversation to get an overall understanding of your situation and answer any questions you might have.

Next, we’ll ask you to provide detailed information of your current financial position.  The more details you provide at this stage the better, as it will help us to clearly understand your situation and thoroughly investigate your home loan options.

We’ll then schedule a face to face meeting or phone consultation to discuss these options in lots of detail.

Once you’ve selected a home loan solution that suits all your needs, we can get the ball rolling to help you purchase your very first home.

For tailored assistance and support as a first home buyer, please contact us today.

We look forward to working with you.

 




More Information for First Home Buyers

Buy your first home without a large cash deposit. Here’s how you can do it too.

If you’re having trouble saving enough money to buy your first home, maybe there’s another way… You’ve been working for a while now and earn a good income. But between paying off your HELP debt, meeting your rent and having the odd weekend away (to attend yet another wedding), you’re finding it hard to save [ Read More ]

RBA Interest Rate Decision: October 2017

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Here’s an extract of the Media Release issued by Phillip Lowe. Growth in housing debt has been outpacing the slow growth in household incomes for some time. To address the medium-term risks associated with high and rising household indebtedness, APRA [ Read More ]

Is a Family Guarantee loan the right one for me?

What is a family guarantee loan? A family guarantee loan is where a family member – usually your parent(s) – uses equity in their property to help you purchase your new home. It’s a way to get into the property market without a large cash deposit and in some cases, you don’t need much in the [ Read More ]

Looking for a home loan or investment loan in Canberra?

Why do Canberrans ask MMO for help with their home loans.

RBA Interest Rate Decision: September 2017

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Here is an extract of the Media Release issued by Phillip Lowe, Governor: Monetary Policy Decision.  Conditions in the global economy are continuing to improve. Labour markets have tightened further and above-trend growth is expected in a number of advanced [ Read More ]

Award Winning Mortgage Professionals