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First Home Buyers

First Home Buyers

Buying your first home can be daunting, particularly if you’re trying to work it all out on your own.

You’ve got to find the right property, negotiate a good price, find the right loan (one that actually meets your needs and isn’t just the first one suggested by the lender), get your finance approved, determine eligibility for the First Home Owners Grant, find a good solicitor, exchange on the property and prepare for settlement.

*Sigh*

And all this on top of packing up your furniture and actually moving in!

It’s our job to make things easier for you.  For almost 17 years, we’ve assisted thousands of clients purchase their first home and we’d love to help you too.

We can guide you through the process, answering all of your questions from exchange through to settlement (and even beyond that).

We will ensure you get the right home loan with the right interest rate and we will ensure you’re not paying more than you need to.  

We will ‘project manage’ everything for you – liaising with the lender, solicitor and the agent involved – to ensure everything runs as smoothly as possible and on time. 

Allowing MMO to help you with your first purchase will give you one less thing to worry about!

 

A First Home Buyer Success Story

Tim was referred to us from an existing client, after hearing how happy they were with our service.

When we initially spoke with Tim, he was typical of most first home buyers.  He wasn’t sure whether he should speak to us (or go directly to a bank); he didn’t know the difference between an exchange vs settlement; and he had no idea how much he could borrow.

We helped to change that.  We determined how much Tim could borrow, explained his home loan options and helped him buy his first home.

 

First Home Buyers review: MO’R MORTGAGE OPTIONS

Daniel was very helpful and approachable. His advice was tailored to my needs and was considered throughout. The initial contact and discussion of our options was excellent, from Pre-Approval stage right through to Settlement. Daniel provided great support to me as a first home buyer with all aspects of home buying process explained. He understood my requirements and gave advice that looked ‘long term’.
Tim

Karen was fantastic! As a first home buyer she made this whole process a lot less daunting than what I expected and got me a great deal. The loan options she presented me were well researched and suitable to my circumstances. Karen’s communication with me was great the whole way through.
Alexandria

Thank you so much Brendan for all your help purchasing our house. You were brilliant! You made the experience of buying our first house so pleasant and stress free. You went out of your way to help in any way, even doing our solicitors job when they weren’t doing it! You were very professional, informative but also light hearted and easy to get along with. We would not hesitate to recommend you. We will most certainly use you again in the future, you went above and beyond our expectations. Thankyou so much.
Murray & Sinead

Thanks so much for all your help, and your patience! We were reminiscing about coming in to your office with barely any savings – you set us on the right track and you have no idea how many times we’ve referred to that table you provided with deposit/interest/repayment details. You made the process really simple, so thanks!
Mads & Dylan

 

If you’re looking for more information, we’ve created a FREE First Home Buyers e-book for you – it’s packed with valuable tips for first home buyers.

Or, if you’re ready to get the ball rolling, give us a call.

 

What Happens When You Contact MO’R MORTGAGE OPTIONS

We’ll have an initial conversation to get an overall understanding of your situation and answer any questions you might have.

Next, we’ll ask you to provide detailed information of your current financial position.  The more details you provide at this stage the better, as it will help us to clearly understand your situation and thoroughly investigate your home loan options.

We’ll then schedule a face to face meeting or phone consultation to discuss these options in lots of detail.

Once you’ve selected a home loan solution that suits all your needs, we can get the ball rolling to help you purchase your very first home.

For tailored assistance and support as a first home buyer, please contact us today.

We look forward to working with you.




More Information for First Home Buyers

Buying a house? Here’s what you need to know about paying your deposit

So you’ve finally found the property of your dreams and you can’t stand the thought of someone else moving in? Don’t let a payment oversight get in the way.

Moving on up: you and interest rates

When one bank hikes its interest rates, the rest usually follow one after the other like dominos. Here’s how to avoid getting caught up in the chain reaction.

RBA Interest Rate Decision – September 2018

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Here are Phillip Lowe‘s comments with respect to the Australian housing market. Inflation is around 2 per cent. The central forecast is for inflation to be higher in 2019 and 2020 than it is currently. In the interim, once-off declines [ Read More ]

Negotiating a Settlement Period

In a perfect world you select a property to buy, complete with white picket fence, and the settlement goes through on the agreed date without a hitch. But as we all know, we don’t live in a perfect world.

Can shopping with Afterpay affect your ability to buy a house?

We all experience times in life when we just can’t wait to get our hands on that shiny new item. But as the old saying goes: good things come to those who wait.

Award Winning Mortgage Professionals