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First Home Buyers


First Home Buyer

Buying your first home can be daunting, particularly if you’re trying to work it all out on your own.

You’ve got to find the right property, negotiate a good price, find the right loan (one that actually meets your needs and isn’t just the first one suggested by the lender), get your finance approved, determine eligibility for the First Home Owners Grant, find a good solicitor, exchange on the property and prepare for settlement.

*Sigh*

And all this on top of packing up your furniture and actually moving in!

It’s our job to make things easier for you.  For the past 16 years, we’ve assisted thousands of clients purchase their first home and we’d love to help you too.

We can guide you through the process, answering all of your questions from exchange through to settlement (and even beyond that).

We will ensure you get the right home loan with the right interest rate and we will ensure you’re not paying more than you need to.  

We will ‘project manage’ everything for you – liaising with the lender, solicitor and the agent involved – to ensure everything runs as smoothly as possible and on time. 

Allowing MMO to help you with your first purchase will give you one less thing to worry about!

 

A First Home Buyer Success Story

Tim was referred to us from an existing client, after hearing how happy they were with our service.

When we initially spoke with Tim, he was typical of most first home buyers.  He wasn’t sure whether he should speak to us (or go directly to a bank); he didn’t know the difference between an exchange vs settlement; and he had no idea how much he could borrow.

We helped to change that.  We determined how much Tim could borrow, explained his home loan options and helped him buy his first home.

 

First Home Buyers review: MO’R MORTGAGE OPTIONS

Daniel was very helpful and approachable. His advice was tailored to my needs and was considered throughout. The initial contact and discussion of our options was excellent, from Pre-Approval stage right through to Settlement. Daniel provided great support to me as a first home buyer with all aspects of home buying process explained. He understood my requirements and gave advice that looked ‘long term’.
Tim

Karen was fantastic! As a first home buyer she made this whole process a lot less daunting than what I expected and got me a great deal. The loan options she presented me were well researched and suitable to my circumstances. Karen’s communication with me was great the whole way through.
Alexandria

Thank you so much Brendan for all your help purchasing our house. You were brilliant! You made the experience of buying our first house so pleasant and stress free. You went out of your way to help in any way, even doing our solicitors job when they weren’t doing it! You were very professional, informative but also light hearted and easy to get along with. We would not hesitate to recommend you. We will most certainly use you again in the future, you went above and beyond our expectations. Thankyou so much.
Murray & Sinead

Thanks so much for all your help, and your patience! We were reminiscing about coming in to your office with barely any savings – you set us on the right track and you have no idea how many times we’ve referred to that table you provided with deposit/interest/repayment details. You made the process really simple, so thanks!
Mads & Dylan

 

If you’re looking for more information, we’ve created a FREE First Home Buyers e-book for you – it’s packed with valuable tips for first home buyers.

Or, if you’re ready to get the ball rolling, give us a call.

 

What Happens When You Contact MO’R MORTGAGE OPTIONS

We’ll have an initial conversation to get an overall understanding of your situation and answer any questions you might have.

Next, we’ll ask you to provide detailed information of your current financial position.  The more details you provide at this stage the better, as it will help us to clearly understand your situation and thoroughly investigate your home loan options.

We’ll then schedule a face to face meeting or phone consultation to discuss these options in lots of detail.

Once you’ve selected a home loan solution that suits all your needs, we can get the ball rolling to help you purchase your very first home.

For tailored assistance and support as a first home buyer, please contact us today.

We look forward to working with you.

 




More Information for First Home Buyers

RBA Interest Rate Decision – February 2018

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Here’s part of the Media Release issued by Phillip Lowe. Inflation is low, with both CPI and underlying inflation running a little below 2 per cent. Inflation is likely to remain low for some time, reflecting low growth in labour costs [ Read More ]

Forget carpooling. Here’s how to really save money this year.

With so many tips being shared on ‘how to save money in 2018’ (tips that don’t go anywhere near your home loan, mind you – which is generally your biggest monthly expense), we wanted to create our own list. Here are 17 ways you can save money in 2018, that don’t involve carpooling or cutting [ Read More ]

Looking for a vehicle lease or equipment finance?

If you’re a business owner looking to buy a new car, implement the latest technology or upgrade some machinery, we can help! There are also certain situations where we can assist PAYG employees with vehicle purchases too. Just give us a call. Not only can we help you access competitive finance solutions, but we’re happy to review [ Read More ]

Brendan O’Reilly is one of Australia’s, “Top 30 Brokers Under 30” in 2017 (The Adviser Magazine)

    Brendan O’Reilly has done it again!    Brendan was named as one of the top young mortgage professionals in Australia, securing 16th position in The Adviser Magazine’s, ‘Top 30 Brokers under 30″ list for 2017. This is the FIFTH year Brendan’s been recognised as one of the best in the business. We could [ Read More ]

Q&A Video: Can you buy your first home without a large cash deposit? (Yes, you can!)

Are you eager to buy your first home, but finding it hard to save a large cash deposit? There might be a few other ways you can get into your first home. Find out more in this video. <img height=”1″ width=”1″ style=”display:none” src=”https://www.facebook.com/tr?id=1653223531561810&ev=PageView&noscript=1″ />

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