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Property Investors


Property Investment

Growing a property portfolio can be exciting and financially rewarding – providing you’ve done your research and have the right professional support.  MMO has extensive knowledge and personal experience building property portfolios; we understand investment property finance like no one else.

Based in Canberra, it’s true we know the A.C.T real estate market like the back of our hand.  However, we’re very familiar with the legislative differences across the country and can assist whether you’re buying rental property in Sydney, Melbourne or Brisbane.

How can MMO help you as a property investor?

1. The tailored loan structure we devise will help to maximise investment returns and allow you to act on buying opportunities as they arise

2. We will ‘project manage’ the entire process for you, liaising with all parties involved to ensure things happen smoothly and on time

3. We can show you things that lenders don’t always share – helping to reduce costs associated with any owner occupier debt

 Growing your property portfolio

A Property Investor Success Story

In 2009, we owned two investment properties and we approached our bank to finance a third. At the time we were disappointed when they would only lend us another $100,000. At this point, we were recommended to see Michael O’Reilly.

We realised then that to build our portfolio, we would be heavily dependent on being able to successfully obtain lending from the banks. Most financial institutions have tight monetary policies and lending criteria, that does not usually benefit the investor.

However, Michael enabled us to successfully tap into our equity and gain access to further funding. Since this time Michael has helped us, we have added another four properties to our portfolio and we are currently working on our seventh investment property. This will bring our total property portfolio to more than $3.5M.

Michael has provided us with valuable advice on how to finance each property and how to structure our loans from the various financial institutions. His experience and knowledge is very re-assuring when setting up our loans and dealing with our properties which is essentially our future. Our portfolio is the most valuable asset we will ever own and it needs to be based on a solid financial strategy. Michael has successfully provided this.

Kevin and Pauline Teahan

Property Investors review MO’R MORTGAGE OPTIONS

We have been using Brendan and his team for many years now, not only as a home loan specialist but as a trusted adviser. Brendan always seems to be one step ahead with structuring ideas, and loan strategies while always following through with his promises and commitment to us.
Troy Bordiuk

Because we were investing with a Company/Trust structure this may have proved a challenge. However, we were very impressed with MO’R Mortgage Options’ service. They analyzed our financial situation, communicated with us and kept us informed throughout the whole process – it’s a very friendly and welcoming organization.
Jeremy and Marguerite

Michael helped us to establish a loan structure that maximized our borrowing capacity. This has allowed us to purchase additional investment properties over the years, creating wealth and security for our future.
Ben

We recently obtained an investment loan and refinanced with the help of Greg and MMO. We would like to express our gratitude for all the help Greg provided us. The settlement window was tight and there were delays caused by our existing bank. We really appreciate how Greg went out of his way to ensure that we settled by the vendor’s deadline. We also appreciate how responsive he was to any questions we had throughout the process. We look forward to working with Greg and MO’R MORTGAGE OPTIONS again in the future.
Nico and Linda

 

If you’re looking for more information as a property investor, download our FREE Property Investors e-book.  It’s packed with tips on how purchase your first (or tenth) investment property, explains why you want to avoid cross collateralisation if possible and how to use existing equity to grow a property portfolio.

Alternatively, if you’re keen to chat about your options right now, please give us a call.

 

What Happens When You Contact MO’R MORTGAGE OPTIONS

We’ll have an initial conversation to get an overall understanding of your situation and answer any questions you might have.

Next, we’ll ask you to provide detailed information of your current financial position.  The more details you provide at this stage the better, as it will help us to clearly understand your situation and thoroughly investigate your options.

We’ll then schedule a face to face meeting or phone consultation to discuss these options in lots of detail.

Once you’ve selected a loan structure that suits all your needs, we can get the ball rolling.

For tailored assistance as a property investor, please contact us today.

We look forward to working with you.

 




More Information for Property Investors

Have 10 minutes? That’s all you need to improve your finances

We completely understand you’re busy with life. There’s too much to do. Not enough time. You simply could not fit another thing in. But what if taking 10 minutes out of your day to gather a few bits of information – you can even have a cuppa at the same time – meant you could [ Read More ]

Switching from Interest Only to Principal & Interest Repayments can be a good move, especially if you’ve considered these things as part of your strategy

Choosing Interest Only over Principal & Interest repayments on your home loan used to be an easy decision. Interest Only repayments offered flexibility, the ability to pay your loan off on your own terms and you weren’t charged a higher rate of interest for the privilege. If you’ve been keeping up with what’s been happening [ Read More ]

RBA Interest Rate Decision: October 2017

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Here’s an extract of the Media Release issued by Phillip Lowe. Growth in housing debt has been outpacing the slow growth in household incomes for some time. To address the medium-term risks associated with high and rising household indebtedness, APRA [ Read More ]

Interest Only Vs Principal & Interest repayments: Home Loan Review Case Study

Not sure what’s the point of a home loan review? Here’s an example of what we recently discovered as part of the home loan review we conducted for experienced property investors. These investors had multiple loans with one lender and one of their Interest Only loans had an Interest Only term that was due to [ Read More ]

Looking for a home loan or investment loan in Canberra?

Why do Canberrans ask MMO for help with their home loans.

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