Award Winning Mortgage Professionals
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Buying your first home can be daunting and scary and overwhelming, but it doesn’t have to be. We’ll help guide you through the process to ensure you don’t make a costly mistake.
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You can only reduce holding costs, maximise returns and grow your portfolio with the right loan structure. We’ll share strategies we’ve developed...
If your loan was established a few years ago, chances are your lender is now offering better rates to new borrowers and not extending those same offers to you. It’s not fair, but it happens.
Upgrading your home is stressful. Selling, buying, arranging finance, timing it so you’re not left homeless, packing boxes and still getting the kids to soccer on time is overwhelming.
Latest Articles
Before You Say Yes to Lenny the Lender, Read This (Our 2026 Edition)
A while back, we wrote about Lenny: the friendly lender who rings out of the blue to see how things are going. Well, from all reports Lenny’s been especially busy lately! We’ve had lots of clients tell us about unsolicited calls from banks they hold an account with. And as rates have climbed, so has [ Read More ]
Five Rate Rises in for 2026… how are your stress levels?
On Tuesday 3 Nov, the RBA lifted the cash rate to 4.85%, its fifth increase of 2026. Sigh. Over the next week or so, your lender is likely to pass on the increase, and your repayments will then be adjusted. The gap between the announcement and when your first higher repayment kicks in is your [ Read More ]
Your Bank Just Got Sold — Should You Care?
Bank mergers and loan-book sales don’t usually make for exciting headlines. But if you’ve got a mortgage with one of the lenders involved, they matter more than you’d think. Here’s why it’s not just about the interest rate. It’s happening more than you’d think ANZ completed its acquisition of Suncorp Bank back in 2024, becoming [ Read More ]
Job Security and Your Mortgage: A Very Canberra Conversation (it’s bigger than the APS)
With ongoing budget pressure on the public service and redundancies making headlines, it’s understandable that job security is front of mind for a lot of Canberra households. But it’s worth saying clearly: this isn’t only a public service story. We know plenty of private employers are going through their own restructuring right now too. The [ Read More ]
The 5% Deposit Scheme: A Foot in the Door, or a Trap Door?
What the scheme actually is The expanded Home Guarantee Scheme lets eligible first home buyers purchase with just a 5% deposit — without paying Lenders Mortgage Insurance (LMI). Housing Australia guarantees the lender for the extra risk, effectively covering the gap between your deposit and the usual 20% threshold. In Canberra, that applies up to [ Read More ]