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Award Winning Mortgage Professionals

Looking for someone to find you the right loan, at the right price and right on time?
We’re here to help you every step of the way.

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How can we help?

First Home Buyers

Buying your first home can be daunting and scary and overwhelming, but it doesn’t have to be. We’ll help guide you through the process to ensure you don’t make a costly mistake.

With the right support, buying your first home can actually be fun! (Except for the packing boxes bit).

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Property Investors

You can only reduce holding costs, maximise returns and grow your portfolio with the right loan structure. We’ll share strategies we’ve developed over the years to help even the most successful property investors get more from their portfolio.

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Refinance

If your loan was established a few years ago, chances are your lender is now offering better rates to new borrowers and not extending those same offers to you. It’s not fair, but it happens.

Not reviewing your home loans is a guaranteed way to pay more than you need to. Sit back and relax. We’ll go over things with a fine-tooth comb and find ways for you to save money.

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Upgraders

Upgrading your home is stressful. Selling, buying, arranging finance, timing it so you’re not left homeless, packing boxes and still getting the kids to soccer on time is overwhelming.

Minimise the pressure and financial risk by upgrading your home the right way. We can help make things easier.

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Latest Articles

How have the lenders responded to the RBA July 19 cash rate cut

Just when you thought you knew what interest rate you were paying on your loan, the goal posts have moved again! It’s good news though, with another round of rate cuts announced by the lenders. This is what we know so far… CBA rate changes (effective 16 July): – Rates on variable loans (OO and [ Read More ]

RBA Interest Rate Decision – July 2019

    The RBA has cut the official cash rate by 25 basis points to a new record low of 1%.  So, why has the RBA cut the cash rate again, after cutting the cash rate to the previously historic low of 1.25% on June 4?    RBA Governer Phillip Lowe says this second rate [ Read More ]

What is a ‘Family Guarantee Loan’ or ‘Limited Security Guarantee’ loan?

What is a Family Guarantee or Limited Security Guarantee Loan? A Family Guarantee Loan is where a family member – usually your parent(s) – use equity in their property to help you purchase your new home. A Family Guarantee Loan allows you to buy property – without needing a large cash deposit saved. In some cases, [ Read More ]

First Home Buyer ACT Stamp Duty Concessions from 1 July 2019

As of 1 July, if you’re a first home owner purchasing in the ACT, the first home owners grant of 7K will no longer be available. However, the good news is that as a first home buyer with a household annual income of less than $160,000,* providing you satisfy eligibility criteria, you will not be [ Read More ]

Planning for your ‘Off-Plan’ purchase

Whether you’re buying a property as your first home or purchasing an investment property, purchasing off-plan is a common way to achieve both these objectives. Over the years, we’ve assisted many clients purchase off-plan properties and have published posts about this buying strategy here and also here. However, due to changes in the lending environment – and [ Read More ]