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Fixed Rates – October 2021
Given the recent talk about interest rates (and a round of fixed rate increases in October), we thought it was time to share an updated post on rates. Please note analysis and commentary on interest rates provided here is based on data available as at 28 October 2021. Cash Rate Futures Yield Curve The [ Read More ]
Homeowners are still refinancing in record numbers: are you one of them?
With interest rates still at record low levels, it’s not surprising we’re assisting record numbers of clients with their refinances. (It might also have something to do with the fact that you’ve all been at home for a few months and had some time to slowly work through those ‘jobs’ we tend to put off!) Is it time for *you* to review your loans too?
Oct21: APRA’s Change to the Interest Buffer Rate
You may think it’s pretty easy to work out what you can afford to borrow. After all, there seem to be plenty of online calculators available where you plug in your details and voila, out spits a figure that a faceless lender will theoretically lend you. We’re here to tell you there’s a little more [ Read More ]
Questions you have as a first time buyer, given the current climate
It’s an unusual time for you as a first home buyer. Not only are you trying to figure out how to buy property, you’re doing it in an uncertain time – when the playing field has changed. Don’t worry – we’re here to help.
The Downside to Low Interest Rates…. Have you fallen for this trap too?
Low interest rates mean it’s likely you’re now paying less interets on your home loan than ever before. And this is good news for you as a home owner, right? Absolutely! So how can there be a downside to low rates if it means you’re saving money? We’re not going to talk about the [ Read More ]
Review your existing loans: How would you spend the money?
We’ve all played that game where you work out how you’d spend the money if you won lotto. A holiday perhaps (although maybe not right now)? A cleaner to make your life easier? Maybe you’d purchase a new car?! It’s a fun game to play, but generally ends in disappointment when your numbers don’t come [ Read More ]
What’s the Latest on Housing Prices? Do you know what your home is worth?
House price growth is the fastest we’ve seen in 17 yrs, but there are signs this may be slowing. Here we look at the data and what this means for your home.
COVID hardship arrangements that may help
Here we look at the grants, schemes and hardship arrangements available to small businesses and individuals, should you need some support.
Buying established vs off-plan vs land & build: the different ways to buy property and things to keep in mind
You were thinking about buying an established property, but now you’re thinking an off-plan purchase might be the way to go. You’re buying a house either way, so it’s pretty much going to be the same thing, right?! Actually, not quite… The requirements for finance (and the loan structure) can vary depending on the type [ Read More ]
Can I increase my pre-approval amount? (& all your other questions about pre-approvals answered) – Part 2
If you’re thinking about purchasing property soon, it pays to have a pre-approval in place. Not only does it provide comfort that a lender is likely to lend you the funds you need to buy a house, but it can also speed up the assessment process once you’ve had an offer accepted, as outlined here [ Read More ]
Free E-Books
Buying your first home
Jam packed with everything you need to know to confidently purchase your first home. But don’t worry, we’re here to help if it all seems a bit overwhelming.
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Buying investment property
Being a successful property investor doesn’t happen by accident. Make sure you’re not inadvertently making mistakes that prevent you from maximising your investment returns. Learn More »
Refinancing your Mortgage
Are you throwing money away by paying more for your home loan than you need to? How do you know your existing home loan is still the right one for you? Download our “Refinancing” ebook to find out. Learn More »
Upgrading your home
Wanting to upgrade your home without adding unnecessary stress and financial risk? Our Upgraders e-book contains lots of tips to help ensure the process is as smooth as possible. Learn More »
Your Home, Your Mortgage
This comprehensive guide provides information for you as a first home buyer, property investor or someone thinking of refinancing.
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