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Latest Articles
Job Security and Your Mortgage: A Very Canberra Conversation (it’s bigger than the APS)
With ongoing budget pressure on the public service and redundancies making headlines, it’s understandable that job security is front of mind for a lot of Canberra households. But it’s worth saying clearly: this isn’t only a public service story. We know plenty of private employers are going through their own restructuring right now too. The [ Read More ]
The 5% Deposit Scheme: A Foot in the Door, or a Trap Door?
What the scheme actually is The expanded Home Guarantee Scheme lets eligible first home buyers purchase with just a 5% deposit — without paying Lenders Mortgage Insurance (LMI). Housing Australia guarantees the lender for the extra risk, effectively covering the gap between your deposit and the usual 20% threshold. In Canberra, that applies up to [ Read More ]
Hold, Hike or Cut? What the RBA’s Aug Rate Call Actually Means for Your Mortgage
Ever lie in bed running through your mortgage repayments while you wait for the Reserve Bank to make up its mind? You’re not alone… this month’s decision is a good excuse to actually do something about it, rather than just doom-scroll the headlines. So, what actually happened In August, RBA Board members made a unanimous [ Read More ]
If you’re a first home buyer in Canberra, here’s what you need to know
Big changes coming for ACT first home buyers on 1 July 2026. Here’s what the changes mean & how you can use them to buy your first home now.
What’s mortgage stress, and are you at risk?
Over 1.3m Australian homeowners are considered at risk of mortgage stress. Find out what that means, & what you can do about it.
May26: Rate hikes are back. Here’s what that means for your mortgage.
The RBA has hiked rates three times in 2026, pushing the cash rate back to 4.35%. Here’s what that means for your mortgage — and what you should actually do about it.
Why you should review your home loan regularly (yes, we’re talking to you)
The mortgage market is competitive. Lenders regularly release better deals to attract new borrowers that they don’t extend to their existing borrowers. A regular loan review can save you thousands of dollars. Sometimes tens of thousands, if your loan is sizeable and you’ve had it with the same lender for a number of years.
Fixed vs variable rate home loans – which is right for you?
Fixed vs variable rate home loans – what is right for you? It’s a choice that can affect your monthly repayments, flexibility and ultimately your peace of mind around your household budgeting. Here’s what you need to know so you can make the right decision for your own circumstances.
Is now the right time to buy property?
“Is this the right time to buy?” is one of the top questions we’re fielding at the moment. The ‘right time’ will depend on who you are, what you’re trying to achieve, and where your finances sit right now. Here we walk through some of the key considerations for first home buyers and investors alike, to help you arrive at the right answer for you.
Should I pay extra into my loan, or build up my cash savings instead?
Should I pay extra into my loan, or build up my savings? The answer is not always as straight forward as you think.
Free E-Books
Buying your first home
Jam packed with everything you need to know to confidently purchase your first home. But don’t worry, we’re here to help if it all seems a bit overwhelming.
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Buying investment property
Being a successful property investor doesn’t happen by accident. Make sure you’re not inadvertently making mistakes that prevent you from maximising your investment returns. Learn More »
Refinancing your Mortgage
Are you throwing money away by paying more for your home loan than you need to? How do you know your existing home loan is still the right one for you? Download our “Refinancing” ebook to find out. Learn More »
Upgrading your home
Wanting to upgrade your home without adding unnecessary stress and financial risk? Our Upgraders e-book contains lots of tips to help ensure the process is as smooth as possible. Learn More »
Your Home, Your Mortgage
This comprehensive guide provides information for you as a first home buyer, property investor or someone thinking of refinancing.
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