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Latest Articles
Review your existing loans: How would you spend the money?
We’ve all played that game where you work out how you’d spend the money if you won lotto. A holiday perhaps (although maybe not right now)? A cleaner to make your life easier? Maybe you’d purchase a new car?! It’s a fun game to play, but generally ends in disappointment when your numbers don’t come [ Read More ]
What’s the Latest on Housing Prices? Do you know what your home is worth?
House price growth is the fastest we’ve seen in 17 yrs, but there are signs this may be slowing. Here we look at the data and what this means for your home.
COVID hardship arrangements that may help
Here we look at the grants, schemes and hardship arrangements available to small businesses and individuals, should you need some support.
Buying established vs off-plan vs land & build: the different ways to buy property and things to keep in mind
You were thinking about buying an established property, but now you’re thinking an off-plan purchase might be the way to go. You’re buying a house either way, so it’s pretty much going to be the same thing, right?! Actually, not quite… The requirements for finance (and the loan structure) can vary depending on the type [ Read More ]
Can I increase my pre-approval amount? (& all your other questions about pre-approvals answered) – Part 2
If you’re thinking about purchasing property soon, it pays to have a pre-approval in place. Not only does it provide comfort that a lender is likely to lend you the funds you need to buy a house, but it can also speed up the assessment process once you’ve had an offer accepted, as outlined here [ Read More ]
What you need to know about a pre-approval – Part 1
What is a pre-approval? A pre-approval (or Approval-in-Principle) is when a lender has assessed your application and conditionally approved you to borrow a specific loan amount, based on a max property purchase. Whilst a pre-approval doesn’t guarantee funding and is subject to terms and conditions, it can give you the confidence to start seriously looking for a [ Read More ]
Tool to help calculate median price per square metre
Perhaps it’s an effect of COVID-19, or maybe buyers are just wanting to get more bang for their buck. We’re seeing a shift in property preferences, with first home buyers having a stronger preference for larger properties – ideally with a backyard or courtyard. To help with your search in finding such a property, we’ve found a tool which may be helpful.
What is a discounted interest rate and how do you get one?
There’s so much information online about the latest home loan offers, interest rates or special deals. Which is great for borrowers, because it means we all have access to information which can help us make better financial decisions. BUT… the information borrowers can access online doesn’t always tell us the whole story…. What is [ Read More ]
Tips to buy property in a hot market
Given the current state of the property market, should you just give up on finding your home altogether? We don’t think so. Here’s what you can do instead.
Fixed Rate home loans – May 2021
With some attractive fixed rates available at the moment, it’s likely you’ve thought about fixing in some (or all) of your existing variable rate loan. Which then raises questions like, “But what are variable rates likely to do over the short-medium term?” Let’s take a look at that question a little closer. Please note analysis and [ Read More ]
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Buying your first home
Jam packed with everything you need to know to confidently purchase your first home. But don’t worry, we’re here to help if it all seems a bit overwhelming.
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Buying investment property
Being a successful property investor doesn’t happen by accident. Make sure you’re not inadvertently making mistakes that prevent you from maximising your investment returns. Learn More »
Refinancing your Mortgage
Are you throwing money away by paying more for your home loan than you need to? How do you know your existing home loan is still the right one for you? Download our “Refinancing” ebook to find out. Learn More »
Upgrading your home
Wanting to upgrade your home without adding unnecessary stress and financial risk? Our Upgraders e-book contains lots of tips to help ensure the process is as smooth as possible. Learn More »
Your Home, Your Mortgage
This comprehensive guide provides information for you as a first home buyer, property investor or someone thinking of refinancing.
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