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Archives for March 2018

What does, “Do your research!” actually mean when you’re trying to buy a house?

When you’re looking for a new home to buy, everyone always says, ‘Do your research!’ But what does that actually mean?! Let’s assume you’ve already done your research on the finance side of things and spoken to us about your options. You know how much you can comfortably borrow and have a pre-approval in place.  You’re ready to go house hunting. It’s now time to do some property market research! We’re all different when it comes to how much property research we want to undertake before … [Read more...]

How do regulatory changes in lending affect me as a borrower?

If you’ve worked for any Government Department over the last few years, you would be very familiar with the phrase, “change is the only constant.” Your Department’s probably merged with another, your area has moved to another section and perhaps despite the changes, you’re now back to exactly where you started – performing the same role as before. Boy do we know what that’s like. Over the last few years, the lending industry has seen unprecedented changes and with the Royal Commission into … [Read more...]

Q&A Video: Can you buy your first home without a large cash deposit? (Yes, you can!)

  Are you eager to buy your first home, but finding it hard to save a large cash deposit? There might be a few other ways you can get into your first home. Find out more in this video. … [Read more...]

RBA Interest Rate Decision – March 2018

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Here's part of the Media Release issued by Phillip Lowe. The Bank's central forecast is for the Australian economy to grow faster in 2018 than it did in 2017. Business conditions are positive and non-mining business investment is increasing. Higher levels of public infrastructure investment are also supporting the economy. Further growth in exports is expected after temporary weakness at the end of … [Read more...]

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