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Archives for May 2021

What is a discounted interest rate and how do you get one?

There's so much information online about the latest home loan offers, interest rates or special deals available. This is great for borrowers because it means we all have access to information, which helps us make better financial decisions. BUT... the information available online doesn't always tell us the whole story....   What is 'discretionary pricing' in relation to home loan interest rates? Discretionary pricing is when a lender offers a discounted interest rate to an … [Read more...]

Fixed Rate home loans – May 2021

With some attractive fixed rates available at the moment, it's likely you've thought about fixing in some (or all) of your existing variable rate loan. Which then raises questions like, "But what are variable rates likely to do over the short-medium term?" Let's take a look at that question a little closer. Please note analysis and commentary on interest rates provided here is based on data available as at 28 May 2021.   Cash Rate Futures Yield Curve The Cash Rate Futures Yield … [Read more...]

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