You already have an 100% offset account as part of your loan, and you know it’s correctly linked against your owner occupied home loan.* With each monthly statement, you can see you're saving interest but you'd like to see if you can push those savings higher. Here's a few things you can try: Ensure all household income is paid into your offset account You should already have all wages, tax returns, investment income and windfalls (if you're lucky!) paid into your offset … [Read more...]