You’re juggling work and family life, and yet the Canberra property market feels like you’re trying to buy a property in a race you never signed up for. Bidding wars, properties disappearing in a weekend, races to Exchange — these are just some of the experiences Canberra buyers are having this Spring. If you're house hunting, you may be starting to feel a little defeated or overwhelmed. The good news is that even in a fast-moving market, there are strategies you can adopt to give … [Read more...]

Ah, interest rates - the topic that everyone seems to have an opinion on. Four weeks ago, a number of economists were predicting rate cuts in 2025, with more expected early 2026. Three weeks ago, the pundits changed their predictions, suggesting that any rate cut would be pushed back to mid 2026. And just this past week, the goal posts have changed again. Following release of the latest inflation data, commentators are now suggesting further rate cuts may be completely off the table … [Read more...]

How could new BNPL Regulations Affect Your ability to get a home loan? From 10 June 2025, significant changes have come into effect for Buy Now, Pay Later (BNPL) services in Australia. Previously BNPL services were able to operate outside the National Consumer Credit Protection (NCCP) Act, but are now subject to the same regulations as credit cards and personal loans. The changes are designed to enhance consumer protection and ensure responsible lending practices, which is a positive move. … [Read more...]

If you're a homeowner, 2025 is already looking a little friendlier year (maybe?!) than the rollercoaster that was 2024. We’ve already had two Reserve Bank rate cuts so far this year, and there's chatter from economists that more could be on the way. This is good news if you too have been feeling the pinch of increased living costs. Despite homeowners wanting more funds left in their pockets at the end of each month, plenty of Aussies have chosen (so far) to keep their repayments right … [Read more...]

After speculation for so long, the Reserve Bank of Australia today cut the cash rate by 25 basis points to 4.10%. What does this mean for you and your loan? This is the first rate cut we've seen in 4 years. The last time the Reserve Bank of Australia (RBA) cut the cash rate, it was Nov 2020 and we were in the midst of a COVID-19 outbreak. Since then, we've seen 13 rate hikes - each one an attempt by the RBA to curb inflation. Today we feel a little relieved. (What about you?!) We … [Read more...]