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First Home Buyers

First Home Buyers

Buying your first home can be daunting, particularly if you’re trying to work it all out on your own.

You’ve got to find the right property, negotiate a good price, find the right loan (one that actually meets your needs and isn’t just the first one suggested by the lender), get your finance approved, determine eligibility for the First Home Owners Grant, find a good solicitor, exchange on the property and prepare for settlement.

*Sigh*

And all this on top of packing up your furniture and actually moving in!

It’s our job to make things easier for you.  For almost 17 years, we’ve assisted thousands of clients purchase their first home and we’d love to help you too.

We can guide you through the process, answering all of your questions from exchange through to settlement (and even beyond that).

We will ensure you get the right home loan with the right interest rate and we will ensure you’re not paying more than you need to.  

We will ‘project manage’ everything for you – liaising with the lender, solicitor and the agent involved – to ensure everything runs as smoothly as possible and on time. 

Allowing MMO to help you with your first purchase will give you one less thing to worry about!

 

A First Home Buyer Success Story

Tim was referred to us from an existing client, after hearing how happy they were with our service.

When we initially spoke with Tim, he was typical of most first home buyers.  He wasn’t sure whether he should speak to us (or go directly to a bank); he didn’t know the difference between an exchange vs settlement; and he had no idea how much he could borrow.

We helped to change that.  We determined how much Tim could borrow, explained his home loan options and helped him buy his first home.

 

First Home Buyers review: MO’R MORTGAGE OPTIONS

Daniel was very helpful and approachable. His advice was tailored to my needs and was considered throughout. The initial contact and discussion of our options was excellent, from Pre-Approval stage right through to Settlement. Daniel provided great support to me as a first home buyer with all aspects of home buying process explained. He understood my requirements and gave advice that looked ‘long term’.
Tim

Karen was fantastic! As a first home buyer she made this whole process a lot less daunting than what I expected and got me a great deal. The loan options she presented me were well researched and suitable to my circumstances. Karen’s communication with me was great the whole way through.
Alexandria

Thank you so much Brendan for all your help purchasing our house. You were brilliant! You made the experience of buying our first house so pleasant and stress free. You went out of your way to help in any way, even doing our solicitors job when they weren’t doing it! You were very professional, informative but also light hearted and easy to get along with. We would not hesitate to recommend you. We will most certainly use you again in the future, you went above and beyond our expectations. Thankyou so much.
Murray & Sinead

Thanks so much for all your help, and your patience! We were reminiscing about coming in to your office with barely any savings – you set us on the right track and you have no idea how many times we’ve referred to that table you provided with deposit/interest/repayment details. You made the process really simple, so thanks!
Mads & Dylan

 

If you’re looking for more information, we’ve created a FREE First Home Buyers e-book for you – it’s packed with valuable tips for first home buyers.

Or, if you’re ready to get the ball rolling, give us a call.

 

What Happens When You Contact MO’R MORTGAGE OPTIONS

We’ll have an initial conversation to get an overall understanding of your situation and answer any questions you might have.

Next, we’ll ask you to provide detailed information of your current financial position.  The more details you provide at this stage the better, as it will help us to clearly understand your situation and thoroughly investigate your home loan options.

We’ll then schedule a face to face meeting or phone consultation to discuss these options in lots of detail.

Once you’ve selected a home loan solution that suits all your needs, we can get the ball rolling to help you purchase your very first home.

For tailored assistance and support as a first home buyer, please contact us today.

We look forward to working with you.




More Information for First Home Buyers

Fixed vs variable rate home loans – which is right for you?

Fixed vs variable rate home loans – what is right for you? It’s a choice that can affect your monthly repayments, flexibility and ultimately your peace of mind around your household budgeting. Here’s what you need to know so you can make the right decision for your own circumstances.

Is now the right time to buy property?

“Is this the right time to buy?” is one of the top questions we’re fielding at the moment. The ‘right time’ will depend on who you are, what you’re trying to achieve, and where your finances sit right now. Here we walk through some of the key considerations for first home buyers and investors alike, to help you arrive at the right answer for you.

Are property prices expected to increase in 2026?

Are property prices expected to increase in 2026? Here we look at what the experts are predicting for Australian house prices in 2026.

Buying at Auction with a High LVR Loan

If you’re purchasing via auction with a high LVR loan (say a 5% Deposit Home Buyer Scheme loan for example), here are some tips to help you bid confidently, without taking on additional risk.

How to Buy Property in a Hot Market

Bidding wars, properties disappearing in a weekend, races to Exchange — these are just some of the experiences Canberra buyers are having this Spring. If you’re house hunting, you may be starting to feel a little defeated or overwhelmed.
The good news is that even in a fast-moving market, there are strategies you can adopt to give yourself an edge. Here are a few things we suggest.

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