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Michael Baker

Canberra mortgage broker Michael BakerMichael’s got skills – lots of them. He’s a bit like one of those performers who manages to spin multiple plates in the air whilst balancing on something precarious. Maybe not quite like that – we’ll elaborate.

What we mean to say is that Michael has an ability to be across lots of things at the same time. Borrowing assessment for first home buyers – tick. Lending scenarios for seasoned property investors – tick. Daily calls to a lender to get a refinance settled quickly – tick. Meeting new clients who’ve been referred to us by their friends – tick. Plus, he does it all with a ridiculously pro-active attitude.

Michael helps to rolls out red carpet service for each and every client, every single time. In the years he’s been with us, he’s already helped so many clients. We have a feeling he’s just getting started.

How can Michael help you?

Michael wants to help make things easy for you.

He can help you upgrade your home with minimal stress.

He can help you save on your existing loan – by assisting our team find the right loan and handling it all for you, you’ll be saving money sooner than you thought was possible.

He can help you buy your first investment property with ease – you may not even need to have any cash saved.

And if you’re wanting to buy your first home – but a feeling a little overwhelmed by the whole process – Michael can help with that too.

Michael and our team can:

  • Help walk you through the steps so you’re completely confident at each stage of the buying process;
  • Provide tools to help you work out how much you need to save and/or what purchase price you can afford to go up to;
  • Provide profiles for properties you might be interested in – if you’re worried offering too much for a specific property;
  • Provide auction support – he can help you develop a bidding strategy prior to the big day or even attend the Canberra property auction with you; and
  • Handle all the paperwork – to ensure your First Home Buyer Application and loan contracts are completed correctly.


What do others say about working with Michael and our team?


Sally – Refinance

MMO took the stress out of refinancing. Michael was in constant contact and kept us in the loop and up to date through the whole process.

Kylie– First Home Buyer

MMO provided us with prompt courteous service and high levels of expertise. Brendan and Michael were friendly and easy to deal with, they understood what we were looking for and steered us in the right direction. We would definitely use them again as they were very knowledgeable and easy to deal with. They know your business better than you do!

It ended up being quite a painless process and that’s saying something considering all the paper work!

Natalie – First Home Buyer

Brendan and Michael are reliable, helpful and very professional with the best customer service! Brendan even come to the auction day (which was great!)

Suzie – First Home Buyer

I have recently purchased my first home, I could not have done it without the help from MO’R Mortgage Options. They helped us through the entire process and explained everything in detail. They were always available to answer any questions we had and he is very fast to respond. I am so so happy with the outcome and would highly recommend MO’R Mortgage Options.

Evan – First Home Buyer

Great organisation, always thinking two steps ahead. Nothing is ever a problem. They are awesome! We wouldn’t buy a property without them ever again. You don’t have to worry about a thing.

Emma – Refinance + Property Investors 

This was the second time we used MMO and were again amazed at the level of service. Both Michael and Brendan went out of their way to make the process easy for us – anything they could do on our behalf they did. They kept us informed of progress and their service is both friendly and knowledgeable. When something had to be signed urgently they went out of their way to bring the documents to our workplaces to make it easy for us. The MMO team focuses on getting you the best possible loan for your circumstances and go out of their way to make it easy for you.


How do you contact Michael?

The best way to reach Michael is to contact our team here.

You can also connect with Michael on LinkedIn here.


Michael Baker is a Credit Representative (Credit Representative Number 483922) of BLSSA Pty Ltd, ACN 117 651 760 (Australian Credit Licence 391237)

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