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Michael O’Reilly

Michael O'Reilly

Michael O’Reilly just loves people and property. In fact, it’s been his passion for more than 40 years.

Michael began his career in the construction industry where he discovered a keen interest in helping families find – or build – their dream home.  

Around the same time, Michael started investing in property himself.

After speaking to many lenders about the types of loan structures available to him as a property investor, Michael realised that the people he spoke to didn’t have the level of knowledge of investment finance he’d hoped for. Also, they didn’t always recommend the loan product that would save him the most interest.

It occurred to Michael this meant there other property investors out there, potentially missing out on opportunities to maximise investment returns simply because they didn’t know these opportunities (or strategies) existed.

He realised this also meant it was highly likely that home owners were paying much more for their home loans than they needed to, simply because they accepted the first loan offered by their existing bank.

Michael wanted to provide borrowers with more mortgage options. He wanted to share his knowledge with as many home owners and property investors as possible, so they too could build strong financial foundations for their families. The best way to do this was establish MO’R Mortgage Options.

Whilst much has changed since those first few years, what hasn’t changed is our commitment to educate home owners about property finance. We want to help borrowers throughout the process, so not only they’ll save time and money, but they’ll actually enjoy the experience.


What do others say about working with the MMO team?


Stephen & Susan – Property Investors

Michael helped us to establish a loan structure that maximised our borrowing capacity. This has allowed us to purchase additional investment properties over the years, creating wealth and security for our future.

John & Linda – Property Investors

Over the many years we were living in Canberra until January 2006, Michael and MMO provided wonderful, economically beneficial assistance in our purchase of our four investment properties in Queensland. That assistance continued during our move to the Sunshine Coast in Queensland in 2006, our selling of our Canberra home and our purchase of our new Queensland home.

The MMO team have continued to assist us by providing effective advice to enable us to purchase and build a newer and better home on the Sunshine Coast. We can certify that their standards of communication and advice on mortgage structure and operation remain at the same highly effective level – despite not meeting face-to-face – and they are producing for us yet another wonderfully financially beneficial (and very comfortable) outcome.

We will continue to seek the assistance of MOR Mortgage Options in our further property purchases and investments, no matter where we reside.

Courtenay – First Home Buyer

The service has been outstanding. It’s been a delight to have a great team working hard to get a superb outcome and making the process very easy for me. I will absolutely continue to recommend MMO to friends, family and colleagues.

Rohen – Property Investor

It’s lovely doing business with you guys. I love the family feel – real people, not automatons who deal with money. Thanks again! 

Ben & Jen – First Home Buyer

We were constantly impressed with MMO. You were always responsive to our requests and provided sound advice meaning the purchase of our property ran extremely smoothly. Good advice, communication and administration. Thank you very much for your assistance obtaining this loan and for your advice over an extended period of time. We have both very much appreciated the extra effort you have always gone to and have been astounded by how smoothly this purchase went. We have already referred you to my sister and will continue to recommend you to others.

Simon – Upgrader

They understood our situation and suggested appropriate options. They also followed up well on any queries with quick responses. The whole loan process was made very easy for us despite some complexities.

Robb – Refinance

I appreciated not feeling pressured to take a particular mortgage option. MMO was responsive to all my requests for information and tailored their loan advice to my individual requirements.

Robyn – Separation of Finances

This was a particularly difficult time for me personally, going through a divorce and taking on a mortgage. You were very supportive and professional. It was very easy for me as you looked after everything and took all the hassle out of the process.

MMO negotiated an excellent interest rate for my new mortgage and helped me to understand the process.


How do you contact the MMO team?


The easiest way is to contact us here.


Michael O’Reilly is a credit representative (398718) of BLSSA Pty Ltd, ACN 117 651 760 (Australian Credit Licence 391237)


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