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What does a ‘Mortgage Professional’ actually do?

We don’t think words “Mortgage Professional” or “Mortgage Broker” properly describe what we do. Sure, we’re talented professionals who will help you secure a mortgage. However the words “mortgage professional” don’t really explain what we do on a day-to-day basis (and actually, they make us sounds a little boring!) So, here’s a few other titles that perhaps should [ Read More ]

How much do you need to buy your first property? (Maybe it’s not as much as you thought!)

How long is a piece of string? (Sorry, that’s not very helpful.) The size of the deposit mostly depends on the type of property you want to buy and how much you can afford to borrow, with the general rule of, “the more pricey the property, the more cash you need” applying. However, it also depends on your [ Read More ]

3 steps towards buying your first investment property

We’ve had lots of clients come to us recently, wanting to take the first step towards buying an investment property. It might be something you have been considering for some time now, or something your accountant has suggested after finalising your Tax Returns. If you would like to buy an investment property but you’re not sure where to [ Read More ]

RBA Interest Rate Decision – October 2016

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent.  Here is part of the statement issued by Phillip Lowe, Governor: Monetary Policy Decision. Financial markets have continued to function effectively. Funding costs for high-quality borrowers remain low and, globally, monetary policy remains remarkably accommodative. Government bond yields [ Read More ]

Is it time to ditch the ‘security blanket’?…

And by ‘security blanket’ we mean your parent’s property currently used as security for your parental guarantee loan? (See why we went with ‘security blanket’?!) When your parental guarantee loan was established some time ago, the lender took a limited guarantee over your parent’s property as additional security for your loan. This allowed you to [ Read More ]

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