Latest Articles

APRA removes Interest-Only restrictions

On 1 January, Australian Prudential Regulation Authority (APRA) removed its restrictions on interest-only residential mortgage lending for lenders. Why has this happened and how is it likely to impact lending overall?

Increasing numbers of borrowers are turning to mortgage brokers

During the September 2018 quarter, mortgage brokers settled an unprecedented 59.1% of all residential home loans. That’s up from 53.6% in 2016 and 55.7 per cent in 2017 over the same period. Here’s why that’s good news for you.

Is your Interest-Only loan term about to end?

If you’ve got one of the estimated 900,000 interest-only loans set to expire at the end of 2019, now is the time to explore other lending options. Here’s a few things for you to consider.

New Year, New You?

Each year so many of us make New Year’s resolutions that focus on our health and wellbeing. But what about making resolutions to improve your finances? Here are four ways to save money in 2019.

1 in 3 people know there are better deals out there, but still don’t take action

Seven in 10 Australian mortgage holders have not stress tested their home loan. But don’t stress, it’s much easier to do than you think.

Download your 2018/19 Canberra Land Values & Property Prices Report (Nov, 2018)

Canberra Housing Prices

It may seem as though every time you open a newspaper there’s another story about the sky falling in on the property market. But here’s why it’s being labelled the “house price fall we had to have”.

If you want your loan approved, here are five things to avoid

Whether it’s unrequited love, or an unsuccessful home loan application, getting your heart broken is never easy. Here are five common reasons home loan applications are rejected.

What does “loan serviceability” mean? How is it calculated?

A question we often get goes something along the lines of: ‘I make my repayments on time, and I save $1,000 per month, why is the bank saying I can’t service a loan?’ Here’s how banks conduct loan serviceability.

Buying a house? Here’s what you need to know about paying your deposit

So you’ve finally found the property of your dreams and you can’t stand the thought of someone else moving in? Don’t let a payment oversight get in the way.