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Latest Articles

How could new BNPL regulations affect your ability to get a home loan?

From 10 June 2025, significant changes have come into effect for Buy Now, Pay Later (BNPL) services in Australia. The changes are designed to enhance consumer protection and ensure responsible lending practices, but may also impact your ability to secure a home loan.

Interest rates may have fallen, but repayments seem to be on hold.

Despite the recent interest rate cuts, many borrowers (so far) have chosen to leave their repayments exactly as they are. Whilst this may seem surprising, it’s a smart play long-term. Let’s find out why.

Common mistakes for first-time homebuyers. Are you making them?

If you don’t have the right support as a first home buyer, it’s easy to make mistakes. Here are the most common mistakes made by first home buyers, so you can be sure to avoid them.

What is Equity? Do you have any? And how could you use it?

If you own property, you may have encountered the term “equity.” Here we explain what it is, how to calculate it, and what it can be used for.

Refinancing your Home Loan: Is It Worth It?

Whilst the Reserve Bank of Australian (RBA) left rates on hold earlier this month, homeowners haven’t let that stop them from securing better rates. Increasing numbers of borrowers are taking action themselves to secure a lower rate by refinancing. Are you thinking of refinancing too? 

Finally, an interest rate cut!

After speculation for so long, the Reserve Bank of Australia today cut the cash rate by 25 basis points to 4.10%. What does this mean for you and your loan? This is the first rate cut we’ve seen in 4 years. The last time the Reserve Bank of Australia (RBA) cut the cash rate, it [ Read More ]

This has helped 200,000 Australians buy a home. Can it help you too?

Still trying to save 20% deposit? There might be another way to purchase your first home, by using the First Home Guarantee Scheme.

How to finance a home renovation

Do your plans for 2025 include things like a new bathroom, a kitchen upgrade or perhaps even a whole new backyard (that may/may not come with a pool)? If so, let’s look at the different ways these projects can be financed so you can get an idea of what’s possible for you this year.

2024: MMO’s Year in Review

Take a look at some of the highlights for 2024.

Can a late credit card repayment impact my chances of buying a home?

Can a late credit card repayment impact my chances of buying a home? Whilst it may not seem like such a big deal, missing a repayment can impact your ability to secure finance when you want it.


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