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Have 10 minutes? That’s all you need to improve your finances

We completely understand you’re busy with life. There’s too much to do. Not enough time. You simply could not fit another thing in. But what if taking 10 minutes out of your day to gather a few bits of information – you can even have a cuppa at the same time – meant you could [ Read More ]

Switching from Interest Only to Principal & Interest Repayments can be a good move, especially if you’ve considered these things as part of your strategy

Choosing Interest Only over Principal & Interest repayments on your home loan used to be an easy decision. Interest Only repayments offered flexibility, the ability to pay your loan off on your own terms and you weren’t charged a higher rate of interest for the privilege. If you’ve been keeping up with what’s been happening [ Read More ]

Buy your first home without a large cash deposit. Here’s how you can do it too.

If you’re having trouble saving enough money to buy your first home, maybe there’s another way… You’ve been working for a while now and earn a good income. But between paying off your HELP debt, meeting your rent and having the odd weekend away (to attend yet another wedding), you’re finding it hard to save [ Read More ]

RBA Interest Rate Decision: October 2017

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Here’s an extract of the Media Release issued by Phillip Lowe. Growth in housing debt has been outpacing the slow growth in household incomes for some time. To address the medium-term risks associated with high and rising household indebtedness, APRA [ Read More ]

Interest Only Vs Principal & Interest repayments: Home Loan Review Case Study

Not sure what’s the point of a home loan review? Here’s an example of what we recently discovered as part of the home loan review we conducted for experienced property investors. These investors had multiple loans with one lender and one of their Interest Only loans had an Interest Only term that was due to [ Read More ]

Is a Family Guarantee loan the right one for me?

What is a family guarantee loan? A family guarantee loan is where a family member – usually your parent(s) – uses equity in their property to help you purchase your new home. It’s a way to get into the property market without a large cash deposit and in some cases, you don’t need much in the [ Read More ]

Looking for a home loan or investment loan in Canberra?

Why do Canberrans ask MMO for help with their home loans.

RBA Interest Rate Decision: September 2017

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Here is an extract of the Media Release issued by Phillip Lowe, Governor: Monetary Policy Decision.  Conditions in the global economy are continuing to improve. Labour markets have tightened further and above-trend growth is expected in a number of advanced [ Read More ]

Planning for a baby? Here’s another thing for your ‘to-do’ list

When you’re planning for a baby (or already have a little one on the way), it’s very easy to become overwhelmed with “all the things” you suddenly need to do and/or buy. What type of pram should you get? What about a cot? Should you buy a capsule or adaptable car seat? Which one will fit into your [ Read More ]

Common home buying mistakes that are completely avoidable

Buying a new home is not something you do everyday and it’s completely natural to feel overwhelmed by the process. You might feel completely at ease perusing the new listings on allhomes.com.au each week, but as soon as you spot one in real life you actually like, your heart beats a little bit faster and [ Read More ]


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