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Latest Articles

RBA cuts the cash rate to 3.60%

After the RBA defied market expectations last month by keeping the cash rate unchanged, this month they’ve reduced the cash rate to 3.60%, in an attempt to ease cost-of-living pressures on Australian families. So what does this mean for you and your home loan?

How do I buy a property?

You’ve found a property that ticks all the boxes and seems to be within your budget… exciting times! So what happens next? How do you actually buy a property? Here we explain the steps involved in making an offer, so you can increase your chances of making this property yours! 

Has your borrowing capacity increased in 2025?

If you haven’t checked your borrowing capacity recently, it might be worth another look. A lot has happened in 2025, and your borrowing capacity could be higher than you realise.

How could new BNPL regulations affect your ability to get a home loan?

From 10 June 2025, significant changes have come into effect for Buy Now, Pay Later (BNPL) services in Australia. The changes are designed to enhance consumer protection and ensure responsible lending practices, but may also impact your ability to secure a home loan.

Interest rates may have fallen, but repayments seem to be on hold.

Despite the recent interest rate cuts, many borrowers (so far) have chosen to leave their repayments exactly as they are. Whilst this may seem surprising, it’s a smart play long-term. Let’s find out why.

Common mistakes for first-time homebuyers. Are you making them?

If you don’t have the right support as a first home buyer, it’s easy to make mistakes. Here are the most common mistakes made by first home buyers, so you can be sure to avoid them.

What is Equity? Do you have any? And how could you use it?

If you own property, you may have encountered the term “equity.” Here we explain what it is, how to calculate it, and what it can be used for.

Refinancing your Home Loan: Is It Worth It?

Whilst the Reserve Bank of Australian (RBA) left rates on hold earlier this month, homeowners haven’t let that stop them from securing better rates. Increasing numbers of borrowers are taking action themselves to secure a lower rate by refinancing. Are you thinking of refinancing too? 

Finally, an interest rate cut!

After speculation for so long, the Reserve Bank of Australia today cut the cash rate by 25 basis points to 4.10%. What does this mean for you and your loan? This is the first rate cut we’ve seen in 4 years. The last time the Reserve Bank of Australia (RBA) cut the cash rate, it [ Read More ]


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