<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1653223531561810&ev=PageView&noscript=1" />
MMO Team Photo

About Us


We are a family team of mortgage professionals committed to helping you secure the right home loan.

We will help you save time and money.

We will help you achieve your longer term property plans.

And we will make the entire process as easy as possible for you!

Through our personal experiences of buying and selling property, we found that lenders don’t always consider the longer term implications of recommending particular home loans. And not surprisingly, they’re not always great at structuring your home loan to help you save money! Wanting to share our knowledge with as many people as possible, Michael O’Reilly established MO’R MORTGAGE OPTIONS (MMO) in July, 2000. We’ve grown a lot since then – and now Michael’s sons Daniel and Brendan and daughter Kathryn, are all part of the MMO team.


Why should you talk to us?

For close to two decades, we’ve assisted thousands of clients with their mortgages, receiving numerous industry accolades along the way.

We were named as “REIACT’s Mortgage Provider of the Year” for 2015 and 2016 and were also finalists in “MFAA’s 2016 Excellence Awards – Best Customer Service.”

Our team members were also named in The Adviser Magazine’s List of “Australia’s Top 30 Young Brokers” for 2013, 2014 AND 2015.

Rest assured, you are in very safe hands!

We can:

  • Guide you through the daunting process as a first home buyer and help you structure your home loans to achieve your longer term plans
  • Share our extensive knowledge of investment finance to help you grow your property portfolio
  • Conduct a thorough review of your existing loans to ensure you’re not paying more in fees and interest charges than you need to
  • Show you how to upgrade your existing home the right way – to minimise your stress and financial risk


What can you expect from us?

  • We will do all the hard work.  We will research your options and tailor a home loan solution specific to your needs.
  • We will manage the entire process from start to finish.  If you are purchasing property, this means we liaise with real estate agents, solicitors and possibly accountants on your behalf to ensure everyone is doing their best to ensure the property exchanges and settles correctly AND on time.
  • We promise to make things as easy as possible.  We have worked very hard over the last few years to streamline our processes even further, making it super easy for you to work with us.  After you provide some information and supporting documentation at the start, there’s not much else you need to do.
  • We will always let you know where things are up to.  Due to our industry experience, we have earned ‘priority status’ with many of the major lenders, meaning there’s a greater chance your loan application will be processed quickly if you ask us to help you.  Not only do we push the lenders for even faster turnarounds, but we provide you with regular updates so you’re never left wondering where things are up to.
  • We will work hard as a team to provide you with the best quality service possible – your interests are our number #1 priority.


So, what now?

If you would like to discuss your personal situation with us right away, call our team on 02 6286 6501.

And if you’re here to do some research, welcome!  We want to help you find the best home loan (one that will also save you money) and invite you to check out our FREE e-books.  They are jam packed with everything you need to know.  If you’re a first home buyer, property investor, upgrader or someone thinking about refinancing, we’ve got your covered!

We regularly share updates about the property market and money management tips on Facebook and LinkedIn, so make sure you connect with us to get all the latest news.  Or, if social media is not your thing, just subscribe to our Monthly Newsletter to get our MMO Updates delivered right to your inbox.


We look forward to assisting you,

the team at



Award Winning Mortgage Professionals